Bespoke policies

High Net Worth Product

At Insurance Zone, we identified the need for a high net worth product from day one. Based on the Insurance Zone personal product, we have used our underwriting and claims experience to design our own niche high net worth product for qualifying clients.  This was specifically designed to safeguard the assets, collections and personal possessions of high net worth individuals. Created with the intention of making your insurance experience hassle-free, we have included free All Risk cover to a percentage of your household sum insured. This takes away the hassle of constantly having to update your policy with your broker whenever a purchase is made. With service as the foundation, the Insurance Zone high net worth product has found itself to be one of the longest standing and most successful high net worth products on the market.

Personal Policies

Your residential property, outbuildings, holiday homes and contents within your home including special cover for collections such as art, jewellery or watches.

Home Dwellings, outbuildings and contents cover
Motor Comprehensive, third party fire & theft, balance of third-party options
Liabilities Broad form available
Personal accident Loss or damage in transit by rail, road, air or post
Accident / health In the event of disability or death
All risks Standard and tailor-made risk cover

Included in every Personal Policy:

Our product has been developed and designed with various extensions of cover which have been selected to meet the needs of domestic risk.

  • Accidental damage to buildings or contents
  • Medical expenses incurred by guests
  • Loss/damage to guests’ effects
  • Loss of documents
  • Loss/damage to property belonging to household employees
  • Loss of frozen foods due to power outages or appliance breakdowns
  • Loss of cash (once-off for thefts that occur in the dwelling)
  • Veterinary fees and expenses for cats/dogs involved in vehicle-related accidents