Personal Insurance

The Comprehensive Insurance, Tailored to You: Find Your Perfect Fit

Commercial Insurance

Introducing our tailored domestic insurance plans,
designed to perfectly match your lifestyle and needs.

No more one-size-fits-all policies!
We offer three distinct levels of personal cover, each with its own set of benefits and targeted towards different life stages. 

Personal

Inspire

Flawless

We also have various additional offerings that can be added on to any policy:

Leisure

Limited Mileage

Personal Cyber

Wheel & Tyre

Comprehensive policies that span a range of covers for household and personal items. Our product has been designed with various extensions of cover to meet the needs of domestic risk. This means cover for your residential property, outbuildings, holiday homes and contents within your home, as well as special cover for collections such as art, jewellery or watches. Includes:

  • Homeowners wall to wall cover
  • Householders, with power surge included up to the sum insured
  • Vehicle insurance with a retailer extender option
  • All Risk cover with standard and executive limit options

The Inspire product caters to the affluent individual, providing all of the peace of mind and security inherent in a bespoke insurance product.

Key to this product is cover for items of specific importance to the Inspire client that are often removed from the home to be used on the go such as high-end cameras and video equipment, fashion items, jewellery and watches. These would usually form part of All Risks insurance, but with Inspire, we cover them on an Assets All Risks basis, with varying limits to suit each individual.

Includes:

  • Homeowners wall to wall cover
  • Householders, with power surge included up to the sum insured
  • Vehicle insurance with a retailer extender option
  • All Risk cover with 5% of household contents sum insured free

The Flawless product is exclusively designed to meet the unique requirements of the high net worth individual.

Flawless clients can expect a specialised methodology of cover, extensions and a dedicated team always available to them as part of a product dedicated to safeguarding the assets of the discerning individual. This product also includes higher limits in respect to asset all risk cover.

Includes:

  • Homeowners wall to wall cover
  • Householders, with power surge included up to the sum insured
  • Vehicle insurance with a retailer extender option
  • All Risk cover with 10% of household contents sum insured free
Specifically designed to cover leisure items, this product can be combined with an existing policy. Our leisure insurance covers items like boats, yachts, catamarans, jet skis, windsurfers, paddle skis, motorcycles, quad bikes and 4×4 vehicles.

Limited Mileage caters to clients who need vehicle insurance but don’t spend much time on the road. Clients qualify for discounts on the specific vehicle based on the mileage recorded.

The discount ranges from 15% to 40%, dependant on the mileage and value of the vehicle.

In our constantly-connected world, protecting ourselves has become increasingly difficult. Domestic cyber-attacks have increased at an alarming rate over the past 5 years.

Banks and financial institutions can no longer carry the losses and are passing this onto their clients, and cyber criminals are pushing the boundaries harder to infiltrate the general public’s devices, personal information and hard-earned money.

Insurance Zone has produced a market-leading product to cover the individual from the various cyber risks at play in an ever-evolving digital space.

Wheel and Tyre is a bespoke product that covers direct damage caused by a road hazard to the tyres and/or rims of your vehicle. This product has three tiers to suit every vehicle.